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Topstep

Verified

Gold standard for futures funded trading

Prop Trading FirmsChicago, UStopstep.com
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Reviews (57,123)

MB
Matthew BakerVerified
Oct 14, 2026

Profit split hit 90 percent

After two failed attempts elsewhere, their 25k evaluation finally felt winnable without stunt-sized risk. Challenge discount from a legitimate affiliate was applied cleanly without me having to argue in support chat.

CG
Clarissa GrayVerified
Oct 16, 2026

Reasonable minimum trading days

Hedging between gold and the dollar index on their platform was allowed, which fit my macro-driven approach. Honest execution on the proprietary platform with time and sales matching what my charts showed.

HG
Hans GibsonVerified
Oct 16, 2026

Journal integration is useful

Found a firm that calculates trailing drawdown on closed equity instead of floating equity, which fits my style. Risk team let me reinstate after a FOMC breach because the simulator had misquoted the lockout window by 90 seconds. Payout invoice generated automatically for my LLC with the right business address pulled from KYC.

KZ
Kayla ZimmermannVerified
Oct 15, 2026

Copy trading permitted without fuss

Clear escalation path on their support page meant my rule breach appeal reached a senior reviewer the same day. News trading rules are written in a single paragraph on their site, not scattered across six FAQ pages like elsewhere.

AJ
Alice JonesVerified
Oct 15, 2026

Weekly payouts land on time

Trailing drawdown stopped at my initial balance plus 10 percent, exactly as the contract described, so I knew where I stood.

MR
Megan Roberts
Oct 14, 2026

Clear escalation path to risk

Challenge was passable with a conservative swing approach on indices, not just high-frequency scalping.

DL
Diane LongVerified
Oct 14, 2026

News trading rules are clear

Account mirror feature lets me run my funded trades alongside a personal account one-to-one without a plug-in. Dashboard flagged my daily loss at 65 percent of the limit, which is a feature not a lecture.

EM
Emma MarshallVerified
Oct 16, 2026

Account grew after two scales

Payout number four arrived two hours after I requested it, and the 90 percent split showed clearly on the statement. Allowed news trading on majors as long as I was already in the position before the release window. Weekend holds on EURUSD swings were honored every single Friday without a surprise closeout email on Monday.

CT
Carter ThomsonVerified
Oct 16, 2026

Challenge discount applied cleanly

After reading six prop firm comparisons I picked this one for the swing rules and have not regretted it.

SM
Scarlett MorrisVerified
Oct 14, 2026

Trailing drawdown finally made sense

Spent a week reading the trailing drawdown explanation and once it clicked, risk management actually became simpler.

LE
Logan Edwards
Oct 14, 2026

Rules fit my swing strategy

Scaling from a 25k account to a 100k allocation after three green months felt earned, not promotional.

AP
Adam PerryVerified
Oct 16, 2026

Payout denominated in stablecoin

Allowed EA use after a short review of my backtest, with a clear list of which parameters they cared about.

BW
Benjamin WashingtonVerified
Oct 15, 2026

Pro trader discount honored

Second phase blew by in three sessions once I accepted their lot sizing rule as a sanity check. Objective targets on both phases, no mystery metrics, no sudden consistency checks after I had already passed. Spent a week reading the trailing drawdown explanation and once it clicked, risk management actually became simpler.

RH
Ronald HorowitzVerified
Oct 15, 2026

Finally a firm that respects traders

Found a firm where the daily loss limit is calculated on closed equity only, which fits a trend-following swing style perfectly.

CL
Christopher LeeVerified
Oct 15, 2026

Hedging allowed without penalty

Profit target was hit comfortably with a mean reversion strategy on EURUSD during the New York session. Scaling trigger at 10 percent profit plus two payouts was clearly posted on the dashboard the day I signed up.

RC
Renée CookVerified
Oct 14, 2026

Finally hit the five-figure withdrawal

Dashboard shows every tick of my drawdown live, which killed the anxiety of logging in each morning. My phase one target of eight percent took nine trading days and I never came within half of the daily loss limit. Reasonable minimum trading days of three let me take payouts on actual market weeks instead of forcing filler trades.

AB
Angelo ButlerVerified
Oct 16, 2026

MT5 execution felt institutional

After two years with another firm I switched over and the first payout here landed quicker than any of their last six. Low commissions on NQ at $1.80 round-trip meant my scalping edge survived onto the funded account. Account mirror feature lets me run my funded trades alongside a personal account one-to-one without a plug-in.

BR
Brittany RussoVerified
Oct 14, 2026

Smooth ride through evaluation

TradingView plug-in syncs orders without the usual two-second delay I had with another firm's bridge. Added a 50k account on top of my existing 100k with no requirement to pass another evaluation first.

FM
Frances McCarthyVerified
Oct 15, 2026

Profit target hit comfortably

Instant funding tier at 10k let me skip the two-phase evaluation and start trading futures the same evening. TradingView plug-in syncs orders without the usual two-second delay I had with another firm's bridge.

AL
Andrea LewisVerified
Oct 16, 2026

Weekend holds allowed and smooth

Finally hit a payout cycle where the processing time matched the time quoted in the contract. After reading six prop firm comparisons I picked this one for the swing rules and have not regretted it.

IS
Ingrid SchmittVerified
Oct 14, 2026

Daily loss limit is reasonable

Hit three months of consecutive payouts and the firm sent a 5 percent bump on my split as promised. Payout cycles can be requested every 14 days, which fit my strategy of swing holding through macro events rather than overnight scalping.

LM
Linus Mahler
Oct 14, 2026

Decent, could be sharper

Payout structure is 80 percent which is competitive, but you only move to 90 after your fifth payout, not your third as advertised in older posts.

AH
Andrea Horn
Oct 14, 2026

Cleared phase two in nine days

Payout structure of 80 percent base and 90 percent after six requests actually incentivizes staying with them. Add-on balance of 25k was credited the day after I requested it with the scaling fee I expected.

SW
Severin WinklerVerified
Oct 16, 2026

Rules clear, execution lagged

A workable platform with one odd quirk: pending orders are not displayed on the trailing drawdown preview.

SH
Stefanie HartmannVerified
Oct 16, 2026

Scaling plan unclear in practice

Instant funding tier at 10k feels thin once you realize the trailing drawdown is 4 percent and the profit target is 8 percent. Fills on gold futures were decent during London but slipped noticeably in the thin Asian session right before Sydney open. Challenge was reasonable at the 50k tier but the reset fee of $89 after a near miss felt steep for a one-percent overshoot.

FO
Florian OberländerVerified
Oct 15, 2026

Add-on balance worked as advertised

Allowed news trading on majors as long as I was already in the position before the release window.

PH
Paisley Howard
Oct 15, 2026

Scaled from 50k to 200k

Added a 50k account on top of my existing 100k with no requirement to pass another evaluation first. Honest about leverage limits of 1:30 on majors on the funded, which is actually sensible for the drawdown they offer. My phase one target of eight percent took nine trading days and I never came within half of the daily loss limit.

CF
Cole FraserVerified
Oct 16, 2026

Phase one passed in four days

After blowing one challenge on an EA I did not fully test, their 30 percent reset discount got me funded on attempt two.

LH
Layla HoganVerified
Oct 15, 2026

Allowed overnight gold holds

Reliable execution during Fed days which is honestly the only test that matters for a futures scalper. Instant funding tier at 10k let me skip the two-phase evaluation and start trading futures the same evening. Challenge discount from a legitimate affiliate was applied cleanly without me having to argue in support chat.

DG
Declan Gray
Oct 16, 2026

Payout hit in 36 hours

Daily drawdown resets at exactly 5pm NY time and does not sneak forward on daylight savings weekends.

NA
Natalie AllenVerified
Oct 14, 2026

EA was approved immediately

After five payouts the firm bumped my base split to 85 percent and extended the maximum trading days by 30. After two failed attempts elsewhere, their 25k evaluation finally felt winnable without stunt-sized risk.

NK
Niklas KellerVerified
Oct 14, 2026

Reliable fills on futures contracts

Fast challenge turnaround with phase two unlocked within an hour of hitting the phase one target. Weekly consistency reports from the risk team actually helped me tighten my position sizing on NQ. Reliable fills on futures contracts even in the first minute of the cash open, which is where I live or die.

CZ
Charlotte ZimmermannVerified
Oct 14, 2026

Funded after one attempt

Weekly payouts land every Thursday and I have not had to chase a single one for status updates.

TB
Theo BrunnerVerified
Oct 16, 2026

Three payouts no issues

Allowed hedging between correlated futures contracts after a short call explaining what my mean reversion book looks like. Risk desk emailed me a chart showing exactly where my trailing drawdown stood, which I have not seen anywhere else.

LC
Lucy CampbellVerified
Oct 15, 2026

Fast KYC turnaround

Dashboard flagged my daily loss at 65 percent of the limit, which is a feature not a lecture.

CK
Caleb KeaneVerified
Oct 14, 2026

Zero drama with my payout

Low commissions on NQ at $1.80 round-trip meant my scalping edge survived onto the funded account. Trader portal shows pending payouts, cleared payouts, and the exact scaling trigger I need to hit next. Reasonable 10 percent profit target on the swing version made the lower drawdown feel like a tradeoff worth taking.

LB
Lily BarnesVerified
Oct 14, 2026

Objective targets, no hidden traps

Honest about leverage limits of 1:30 on majors on the funded, which is actually sensible for the drawdown they offer. KYC turnaround was under four hours on a weekday morning, which beat two competitors I had used before.

CD
Connor DavisVerified
Oct 15, 2026

Swing account suited my style

KYC turnaround was under four hours on a weekday morning, which beat two competitors I had used before.

EF
Ella ForbesVerified
Oct 15, 2026

Simulated feed matches live

Reinstated an account that was flagged for a late news trade after I sent timestamps and the risk team agreed.

DM
Daniel MackenzieVerified
Oct 16, 2026

Consistency rule saved my account

Portal is actually usable on mobile, which matters when a daily loss alert pings during lunch.

KT
Kaori Tanaka
Oct 15, 2026

Rules documentation is thorough

Allowed overnight gold holds through CPI week provided I kept size below the news-trading cap, which was clear. Hedging between gold and the dollar index on their platform was allowed, which fit my macro-driven approach.

MT
Michiko TakahashiVerified
Oct 13, 2026

Second attempt finally funded

Scaled from 50k to 200k over four payout cycles and the scaling criteria were spelled out before I started.

HK
Hikaru KobayashiVerified
Oct 13, 2026

25k account to 100k

Daily loss limit at 4 percent is tight but it kept me from revenge trading after a bad Monday.

RS
Ryo SasakiVerified
Oct 13, 2026

Challenge pricing was fair value

Payout denominated in USDC meant I did not lose four days to a wire bouncing through a correspondent bank. Phase one was clean, phase two was clean, and the funded account was live before the end of that same week. Lot sizing cap was tied to a percent of balance, not a fixed number, which actually scales with the account.

HJ
Hyun-ji ChaeVerified
Oct 14, 2026

Lot sizing rules are sensible

My phase one target of eight percent took nine trading days and I never came within half of the daily loss limit.

GT
Gi-tae DuVerified
Oct 15, 2026

Risk team actually explains breaches

Journal export from their portal to CSV meant I could run my own stats without rebuilding anything.

HM
Harper MooreVerified
Oct 14, 2026

Reset discount got me back trading

Trader portal shows pending payouts, cleared payouts, and the exact scaling trigger I need to hit next. Reinstated an account that was flagged for a late news trade after I sent timestamps and the risk team agreed.

JT
Jemima ThomasVerified
Oct 15, 2026

TradingView plug-in works perfectly

Passed the 50k evaluation in six trading days using NQ scalps and the payout landed in my wallet within 48 hours. Daily drawdown resets at exactly 5pm NY time and does not sneak forward on daylight savings weekends.

DH
Dong HuangfuVerified
Oct 15, 2026

Reinstated after rule breach appeal

Scaling plan triggered automatically after my third payout request, so I did not have to open a ticket. Hit three months of consecutive payouts and the firm sent a 5 percent bump on my split as promised.

NR
Na Ren
Oct 13, 2026

Hedge rule triggered without hedging

Payout invoice went unanswered for 11 days after I provided the matching business details requested during KYC.